Your estimate
Your OnlyRates Estimate
Estimated numbers based on the details you provided. Review them at your pace. A mortgage analyst is available when you're ready.
Available in Georgia Consent on file
Estimated monthly payment
$2,847/mo
P&I, taxes, insurance
Estimated cash to close
$24,910
Down + estimated closing costs
Estimated rate options
3 scenarios
0, 1, and 2 points
Estimated closing costs
$8,420
Lender + third-party fees
Rate options
Estimated 30-year fixed scenarios based on your details.
| Scenario | Rate | APR | Payment | Points |
|---|---|---|---|---|
| Lower payment | 5.875% | 6.02% | $2,678 | 2.000 |
| Balanced | 6.125% | 6.24% | $2,762 | 1.000 |
| No points | 6.375% | 6.44% | $2,847 | 0.000 |
Loan type fit
Based on your inputs.
Conventional 30Best fit
FHA 30Also worth reviewing
VA 30Not eligible
Documents likely needed later
Nothing to upload yet — just a heads up.
- Recent pay stubs
- W-2s or 1099s (past 2 years)
- Bank statements (past 2 months)
- ID and Social Security number
- Purchase contract (when signed)
Analyst review status
Available on request.
OptionalRate monitoring
We'll quietly watch rates and let you know if a lower estimated option becomes available.
Pre-application results are estimates based on information provided and are not a formal Loan Estimate, loan approval, or commitment to lend. A formal Loan Estimate is provided after a mortgage application is submitted with the required information.