Mortgage Calculator
Estimate your full monthly payment and see how it changes with rates. No form, no credit pull.
Scenario
Estimated total monthly payment
$3,434/mo
Principal & interest
$2,618.71
Taxes
$425.00
Insurance
$110.00
PMI
$185.05
HOA
$95.00
Total
$3,433.77
Rate sensitivity
See how your payment changes as rates move.
| Scenario | Rate | P&I | Total / mo |
|---|---|---|---|
| Rate down 0.50%-$132.76/mo | 6.250% | $2,485.96 | $3,301.01 |
| Rate down 0.25%-$66.74/mo | 6.500% | $2,551.97 | $3,367.03 |
| Current rate | 6.750% | $2,618.71 | $3,433.77 |
| Rate up 0.25%+$67.44/mo | 7.000% | $2,686.16 | $3,501.21 |
Want us to text you when this payment improves?
Save your scenario to Payment Watch and get an alert when rates meaningfully drop.
Numbers update live as you adjust the scenario. Click Calculate to lock it in.