Cost Sheet Creator

Build a property-specific estimate to share with your buyer.

Property & terms

Cost sheet preview
123 Main St, Austin, TX 78704
Conventional
Purchase price$425,000
Down payment$21,250
Loan amount$403,750
Estimated monthly payment$3,434/mo
Estimated closing costs$12,113
Estimated prepaids & escrows$3,870
Seller credit- $5,000
Estimated cash to close
$32,233
5% Down
Lower upfront, higher monthly
Monthly$3,434
Cash to close$37,233
Loan amount$403,750
10% Down
Balanced approach
Monthly$3,286
Cash to close$57,845
Loan amount$382,500
Seller Credit Scenario
$7,500 toward closing
Monthly$3,434
Cash to close$29,733
Loan amount$403,750

This is an estimate for planning purposes only. It is not a Loan Estimate, loan approval, or commitment to lend. Actual terms depend on credit, property, underwriting, rate changes, and third-party fees.